Finance
Finance Department
Nissan Dealership in Richmond, KY
Car Buying Made Easier at Gates Nissan of Richmond in Richmond, KY
It is time to buy your next Nissan vehicle from a trusted Nissan dealership in your area. We make the car buying process a breeze.
Auto Loans
The Gates Nissan of Richmond finance department is focused on ensuring your experience with our dealership exceeds your highest expectations. Our friendly finance managers work with people from all over including Richmond, Lexington, and Nicholasville to ensure our customers get the right finance program at the most competitive rates.
We strive to work with each customer to ensure their satisfaction. We have financed customers from Winchester to Frankfort. Whether you are right down the road or an hour away from Richmond you can use our quick pre-approval form to qualify for one of our finance programs. Additionally, we provide you with a payment calculator to estimate your buying power and monthly payments.
How is your credit?
Whether it is perfect or not so great, we can custom design the right financing package for your next vehicle purchase.
The Gates Nissan of Richmond loan process can help you find the best interest rate for your next vehicle purchase.
Try our FREE credit application today!
Great New Vehicle APR!*
Competitive Used Vehicle Rates*
We have hundreds of new and used Nissan vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for up to date rates.
Due to our special arrangements with local and national lenders, we can help you get the new or used vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!
Complete our FREE credit application and our team of finance professionals will begin working for you. We have hundreds of Nissan vehicles currently available for immediate delivery.
Are you new to this country? Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.
To get started, fill out our FREE credit application online.
Once the application is completed, the Gates Nissan of Richmond finance team will put together a loan package that is tailored specifically for you.
Our Financial Services Include:
- Competitive rates direct from the manufacturer and local Kentucky banks
- Quick approvals
- Value-added services to protect your vehicle investment
- Extended warranty programs
- And many more finance programs to fit your needs
We are always happy to answer your questions so please don't hesitate to contact us today!
Auto Financing at Gates Nissan of Richmond in Richmond, KY
Are you looking for a brand new or used car, truck or SUV in the Richmond, KY area? Gates Nissan has you covered with a great selection to choose from in Richmond, KY! Buying a car can lead to a lot of financial questions and stress. Do not worry, Gates Nissan financial team has you covered. Check out our new specials or used specials going on at Gates Nissan each month to save on your dream vehicle purchase. After you found the vehicle for you,schedule a test drive to experience the performance and interior cabin space. Be sure to trade in your current vehicle to get a great offer to put towards your newest purchase at our dealership. Feel free to contact us with any questions you might have. The team at Gates Nissan of Richmond in Richmond, KY looks forward to helping you drive away in your dream car, truck or SUV with a peace of mind about finances soon. We are just a short drive away from some large Kentucky cities like Lexington and Frankfort!
Car Finance Vocabulary
It is important to understand car financing vocabulary before you go into the car buying process. See our short list of the most common terms used during the finance process to make it easier to understand:
APR: The Annual Percentage Rate
Assignment: A transfer of a loan from one lender to another
Base Price: The costs of a car with standard equip incentives & freight
Certificate of Title: A Legal document issued by a state at the time of sale.
Co-signer: A person who takes on a loan if the orig. borrower stops pay
Default: Failure to meet the terms of the loan
Interest: A percentage charge for a loan
MSRP: Manufacturers Suggested Retail Price
Refinance: When one loan is used to pay off another
Term: The length of the loan, 24, 48, 60... months
Underwriting: Verifying the data used to obtain a loan